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360º Protection Against Internet Fraud & Identity Theft

Fraud Analyst is a proven platform for risk-based authentication and real-time identity verification that is helping to reduce online fraud by as much as 90 percent for all customer segments.

Regardless of the online touchpoint - from login transactions to the real-time creation of online accounts - Fraud Analyst provides protection for every customer segment and user session, offering a layered approach to fraud detection and prevention that helps to secure online accounts from today's most advanced criminals.

Login Authentication

Fraud Analyst uses patent-pending user access profiles and calculated risk factors to authenticate online users at the point of account login.  This transparent approach to authentication is helping to reduce online fraud by as much as 90% by spotting anomalies in the way in which users normally access their accounts, and provides further authentication in real-time should a login meet pre-defined risk-thresholds.

Customer Acquisition

Fraud Analyst automates, expedites and secures the online account opening and enrollment processes, preventing application and enrollment fraud in real-time by marrying elements of the physical world to dynamic information about applicants in the online world -- adding a real-time dimension to traditional identity verification checks.

Analysis, Research and Reporting

At the core of Fraud Analyst is a powerful risk analysis engine that offers unparalleled insight and actionable information for all online touchpoints and user sessions, allowing organizations to take a proactive role in fraud prevention.  Fraud Analyst comes standard with advanced out-of-the-box and customer-driven research, risk analysis and reporting tools that identify fraud within the online channel at both the individual and enterprise level, allowing an organization to spot emerging fraud patterns and take a deep-dive into specific fraud incidents.

Learn More About Fraud Analyst in the Resource Center

Fraud Analyst Benefits

• 360º Protection – protection at every online touchpoint and for every user session
• Transparent – maintains customer experience
• Smart Device ID –- non-spoofable device identifier to augment user authentication
• Non-Invasive –- no scripts or software downloads required
• Superior Research, Analysis and Reporting Tools – unsurpassed insight into the online channel
• Rules-Based Engine – low false-positives
• Simplicity – No PhD required for deployment
• Authentication Options – multiple built-in options available including challenge/response questions, out-of-band, e-mail and tokens
• Cross-Channel Protection – allows event correlation across banking channels

Fraud Analyst Deployment & Intergration Options

Fraud Analyst can be deployed either in-house or in a hosted environment, depending on an organization's unique application architecture and risk needs.  Furthermore, there are a number of integration options that allow for flexibility in the rollout of risk-based authentication and fraud detection:

• High-Performance, Real-Time API – for maximum flexibility, extensibility and real-time protection of all transactions.  Our powerful yet easy-to-implement API requires less than one week of development time for your staff.
• Authentication Gateway –- application-independent deployment designed to have you in production offering real-time login authentication in two weeks. 
• Offline Detection – allows for batch loading of login and transaction data.  Provides reports on fraudulent activities by leveraging information that is already being captured today by an organizations online servers and applications.

Fraud Analyst Features

• Customer Extensible – Developer's toolkit allows for platform customization
• Modular – deploy protection for one or all online touchpoints from a single platform
• Best Practice Rule Sets – out-of-the-box strong protection on day one of deployment
• Integrated Case Management System – streamlines the investigative process
• Customizable Rules and Models – real-time rule modifications to adapt to new forms of fraud
• Graphical Model Builder – easy enough for non-technical resources 
• Flexible and Detailed Reporting – analytical tools that detect recurring fraud patterns
• Powerful Administrative Tools – easily set multi-layered user roles